UPI Casino Payment Solution


The Unified Payments Interface (UPI) is a casino payment system that has revolutionised how online casinos in India operate, providing players with a seamless and secure payment experience.

In 2016, the National Payments Corporation of India (NPCI) launched UPI, enabling instant and hassle-free transactions between banks. This breakthrough technology quickly gained popularity in the online gaming community, offering a convenient and efficient payment solution.

UPI logo
Over the years, UPI has continued to evolve and adapt to the growing demands of the iGaming audience. In 2018, UPI introduced UPI 2.0, which included features like an overdraft facility, a one-time mandate, and an invoice in the inbox. These additions enhanced the user experience, making it even more convenient to make deposits and withdrawals at online casinos.

In 2020, UPI crossed the 2 billion transactions mark in a single month. This achievement highlighted players’ trust in UPI as their preferred payment method.

Today, UPI Casino Payment System is an integral part of the iGaming ecosystem in India, allowing players to enjoy their favourite casino games without worrying about payment complications.

UPI Updates

  • 2021 — IndusInd Bank joins forces with the National Payments Corporation of India (NPCI) NPCI to offer cross-border payments via UPI
  • 2022 — NPCI acquires PayXpert payment solution to further the expansion of UPI in the UK
  • 2023 — UPI marks 8 billion completed transactions on a monthly level

Pros and Cons


  • Quick and hassle-free transactions
  • Promotes responsible gambling
  • 2-factor authentication
  • All major banks participate in the program
  • Pull & Push virtual customer address


  • Available in a limited number of countries
  • Interchange fee of up to 1.1% on all transactions above Rs.2,000

How to Use UPI in Online Casinos

Here’s how to use UPI to make online casino transactions:

  1. Create a UPI wallet — Follow the app’s instructions to set up a wallet, which includes making a Virtual Payment Address (VPA) and linking it to your bank account.
  2. Pick a UPI casino — Choose a licensed casino that accepts UPI payments
  3. Choose UPI from the list of deposit options — Go to the casino’s cashier section and select UPI for depositing funds.
  4. Input the UPI ID and the amount you wish to deposit — Add the casino’s UPI ID and the amount you want to deposit.
  5. Approve transaction — When prompted, authorise the payment using your UPI PIN or biometric verification.
  6. Play on.


UPI is primarily used in India but is also available in France, Australia, Singapore, UAE, Saudi Arabia, Oman, Nepal, Bhutan, Sri Lanka, Pakistan, and other countries.

Payment Methods

UPI is an inter-banking system that directly connects your bank account with the mobile app, allowing you to pay swiftly and hassle-free. It’s a much faster method than going through the standard bank transfer.


UPI’s default currency is Indian Rupee, but foreign exchange transactions are also supported.

Main Benefits

UPI entails numerous benefits for casinos and players alike, including:

Round-the-clock transfers

— UPI enables instant money transfers via mobile devices 24/7, even on the weekends.

One app for multiple bank accounts

— Players can access and manage different bank accounts through a single UPI application.

Improved security with virtual address

— The use of virtual addresses for transactions increases security, as players do not need to share sensitive information like card numbers or bank account details.

QR Code integration

— UPI’s QR code functionality simplifies transactions, offering a quick and hassle-free alternative to traditional payment methods.

Player Experience

When a player chooses UPI in the casino’s cashier or banking section, they are presented with an intuitive and straightforward process. The player simply inputs the amount they wish to deposit, adhering to any set limits by the casino. Next, they are prompted to provide their unique UPI ID or Virtual Payment Address (VPA), a simple identifier like “yourname@bankname.”

Once the UPI details are entered, the casino directs the player to the UPI payment interface. Here, players use their preferred UPI-enabled banking app, such as Google Pay, PhonePe, or Paytm.

The authentication of the payment is quick and secure, typically requiring a UPI PIN or additional bank-specific security measures.

The UPI system’s simplicity, combined with its high level of protection, makes it an appealing choice for players. It eliminates the need to share sensitive financial details with the casino, further enhancing security.

Customer Support

Customer support depends on the participating bank. If you are using the Paytm app, you can go to the 24/7 help and support section, and under “View All Services,” click “UPI payments and money transfer.” There, you can find a 24/7 customer support agent with whom you can lodge a complaint related to the UPI transaction.

Minimum Deposit and Withdrawals

Usually, the UPI transaction limit is up to Rs 1 Lakh per transaction.


The largest banks and financial institutions support UPI payments. All users must set up UPI accounts using mobile devices already connected to their bank accounts. Also, with the Push and Pull system, you only need to insert a beneficiary’s virtual ID to confirm the payment, so you won’t have to divulge your personal banking details.


The UPI payment system does not require specific licenses as it is a product of the National Payments Corporation of India (NPCI), a government-owned organisation, so it is backed by the biggest financial institution in the country.


Can I use UPI for online casino gambling outside of India?

No, UPI is a regional banking method that only works in India, even though India has shared its system with other countries.

Are UPI gambling sites safe for Indian players?

Yes, Indian UPI gambling sites are safe and operated by reputable companies.

What information must I provide to deposit money using UPI at online casinos?

You must enter your UPI ID and deposit amount to use UPI at online casinos.

Is UPI a secure payment method for online casino transactions?

Yes, UPI offers a convenient and secure payment method for online casino transactions.